# New vs Old Tax Regime FY2026-27

> How to evaluate new versus old tax regime with practical breakeven logic for Indian taxpayers.
- **Published**: 2026-03-04
- **Modified**: 2026-03-08
- **Category**: tax-planning
- **URL**: https://www.tldr.money/articles/tax-planning/new-vs-old-tax-regime-fy2026-27

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Start with the full [tax planning in India](/tax-planning) guide for slab context and filing sequence.

Your breakeven point changes with deduction mix and salary structure. Always compare both computations before filing.

Insurance deductions link to [health insurance](/health-insurance) and [term life insurance](/term-life-insurance).
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