credit cards review
HDFC Bank
“Why waste time say lot word, when few word do trick?”
Deep product lineup with strong value if rewards are matched to spend profile.
- Overall score 8.4/10
- Top fit: frequent-spenders, travel-users
- Compare plan-level pages before purchase.
Quick Facts
Founded
1994
Headquarters
Mumbai, India
Ownership
HDFC Bank Limited, a listed Indian private-sector bank
Official Website
hdfcbank.com ↗Score breakdown
All plans
Regalia Gold
8.2/10Balanced premium travel card for upper-mid segment.
Rs 2.5k-3k fee
Infinia
9/10High-end card with strong return for very high spenders.
Rs 12.5k fee
Millennia
7.9/10Everyday cashback card for online and offline spend.
Rs 1k fee
IndianOil HDFC Bank
7.7/10Fuel-focused card that rewards spends at IndianOil outlets.
Rs 500 fee
Tata Neu Infinity
7.9/10NeuCoins rewards across the Tata ecosystem for regular Tata Neu users.
Rs 1.5k fee
Pros and cons
Pros
- Wide product range
- Competitive premium card perks
Cons
- Eligibility can be strict
- Reward optimization needs discipline
Compare HDFC Bank head-to-head
Who this is for
Our verdict on HDFC Bank
tldr.money editorial score: 8.4/10
Deep product lineup with strong value if rewards are matched to spend profile.
This is our own editorial assessment, not a customer rating. We do not publish testimonials and we are not paid for placement. See how we score insurers for the inputs and their limits.
FAQ
Should I shortlist HDFC Bank?
It can be, but shortlist it with at least two competitors and compare plan-level exclusions before buying.
Which HDFC Bank plan is top pick?
Use the plan cards above to review score, verdict, and segment fit before finalizing.
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