All insurers
Car insurers
Browse every car insurer we cover. Use this as a shortlist, not a final answer: the exact plan wording still decides whether the policy is good for you.
Use this page like a filter
Cashless garages
First confirm the insurer is practical for your city and car insurance.
IDV and add-ons
Then check the boring limits that usually cause claim surprises.
Price last
A cheap policy with painful limits is not actually cheap.
Quick read
Scores help you avoid obvious mismatches. They do not replace checking IDV, deductibles, add-ons, cashless garages, and claim paperwork.
Every insurer we cover
Score
8.1/10
Bajaj Car Insurance
Strong all-round shortlist for buyers who want digital purchase and broad add-on choices.
Best for
digital-buyers, new-cars
Policy type
Comprehensive / OD
Watch out
Workshop experience can vary by city
Score
7.7/10
Chola MS Car Insurance
Practical option for value-led buyers who want a known general insurer beyond the largest brands.
Best for
value-seekers, renewals
Policy type
Comprehensive / OD
Watch out
Digital experience may not feel as polished
Score
8.4/10
Digit Car Insurance
Digital-friendly car insurance contender with a simple buying experience and useful add-ons.
Best for
digital-buyers, young-drivers
Policy type
Comprehensive / OD
Watch out
Cashless workshop comfort still needs city-level checking
Score
7.6/10
Future Generali Car Insurance
Useful mid-market option when garage access and premium are both acceptable in your city.
Best for
standard-cars, renewals
Policy type
Comprehensive / OD
Watch out
Check local cashless garages before buying
Score
8.5/10
HDFC Ergo Car Insurance
Premium mainstream pick with strong brand trust, digital servicing, and broad car insurance relevance.
Best for
new-cars, families
Policy type
Comprehensive / OD
Watch out
May not be the cheapest quote
Score
8.5/10
ICICI Lombard Car Insurance
Large private insurer with strong brand trust and a serious car insurance service footprint.
Best for
new-cars, urban-drivers
Policy type
Comprehensive / OD
Watch out
Premium may be higher than smaller insurers
Score
7.8/10
IFFCO Tokio Car Insurance
Balanced general insurer for buyers who want a recognized brand and sensible standard coverage.
Best for
standard-cars, families
Policy type
Comprehensive / OD
Watch out
Digital journey may feel less modern
Score
7.1/10
IndusInd General Car Insurance
Emerging comparison option; check product wording, servicing depth, and claim workflow carefully.
Best for
comparison-shoppers, price-checks
Policy type
Comprehensive / OD
Watch out
Service footprint should be verified
Score
7.9/10
Liberty Car Insurance
Solid private insurer for owners comparing comprehensive cover with practical add-ons.
Best for
add-on-buyers, renewals
Policy type
Comprehensive / OD
Watch out
Local garage access is the key check
Score
7.2/10
Magma Car Insurance
Price-sensitive comparison option for standard cars, with extra attention needed on service reach.
Best for
budget-buyers, older-cars
Policy type
Comprehensive / OD
Watch out
Check servicing and claims reputation locally
Score
7.7/10
National Car Insurance
Public-sector option for buyers who prefer government-owned insurers and broad legacy reach.
Best for
public-sector-buyers, older-cars
Policy type
Comprehensive / OD
Watch out
Digital experience may lag private insurers
Score
8/10
New India Assurance Car Insurance
Large public-sector insurer with strong legacy reach and practical renewal relevance.
Best for
public-sector-buyers, wide-reach
Policy type
Comprehensive / OD
Watch out
Digital servicing can feel slower
Score
7.6/10
Oriental Car Insurance
Legacy public-sector insurer that can work for straightforward car insurance needs.
Best for
public-sector-buyers, standard-cars
Policy type
Comprehensive / OD
Watch out
Digital journey may not be the fastest
Score
7.3/10
Raheja QBE Car Insurance
Niche private insurer to compare when premium and repair-network access are both attractive.
Best for
comparison-shoppers, budget-buyers
Policy type
Comprehensive / OD
Watch out
Lower brand recall
Score
8/10
Royal Sundaram Car Insurance
Strong private insurer for buyers who want a stable motor insurance name with useful add-ons.
Best for
families, renewals
Policy type
Comprehensive / OD
Watch out
Premium should be compared closely
Score
8.2/10
SBI Car Insurance
Trusted brand-led option for buyers who want mainstream servicing and strong distribution reach.
Best for
brand-trust, families
Policy type
Comprehensive / OD
Watch out
Not always the lowest premium
Score
7.6/10
Shriram Car Insurance
Value-oriented option with relevance for renewals, older cars, and practical premium control.
Best for
older-cars, budget-buyers
Policy type
Comprehensive / OD
Watch out
May not be the first pick for premium cars
Score
8.4/10
Tata AIG Car Insurance
Top-tier shortlist for comprehensive car insurance, especially when add-on strength matters.
Best for
new-cars, add-on-buyers
Policy type
Comprehensive / OD
Watch out
Premium can be higher
Score
7.5/10
United India Car Insurance
Public-sector insurer for buyers who value legacy presence over a slick digital flow.
Best for
public-sector-buyers, standard-cars
Policy type
Comprehensive / OD
Watch out
Digital service may be less convenient
Score
7.4/10
Universal Sompo Car Insurance
Useful alternative quote for owners who want standard coverage at a fair premium.
Best for
comparison-shoppers, renewals
Policy type
Comprehensive / OD
Watch out
Lower recall than top private insurers
Score
7.8/10
ZUNO Car Insurance
Modernized private insurer option for buyers comparing digital service and value.
Best for
digital-buyers, renewals
Policy type
Comprehensive / OD
Watch out
Check garage access locally
Score
8.1/10
Zurich Kotak Car Insurance
Strong private insurer shortlist combining Kotak's Indian footprint with Zurich's global insurance backing.
Best for
brand-trust, new-cars
Policy type
Comprehensive / OD
Watch out
Check current network after brand transition
Fast comparison
| Criteria | Bajaj Car Insurance | Chola MS Car Insurance | Digit Car Insurance | Future Generali Car Insurance | HDFC Ergo Car Insurance | ICICI Lombard Car Insurance | IFFCO Tokio Car Insurance | IndusInd General Car Insurance | Liberty Car Insurance | Magma Car Insurance | National Car Insurance | New India Assurance Car Insurance | Oriental Car Insurance | Raheja QBE Car Insurance | Royal Sundaram Car Insurance | SBI Car Insurance | Shriram Car Insurance | Tata AIG Car Insurance | United India Car Insurance | Universal Sompo Car Insurance | ZUNO Car Insurance | Zurich Kotak Car Insurance |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Overall score | 8.1/10 | 7.7/10 | 8.4/10 | 7.6/10 | 8.5/10 | 8.5/10 | 7.8/10 | 7.1/10 | 7.9/10 | 7.2/10 | 7.7/10 | 8/10 | 7.6/10 | 7.3/10 | 8/10 | 8.2/10 | 7.6/10 | 8.4/10 | 7.5/10 | 7.4/10 | 7.8/10 | 8.1/10 |
| Claim settlement | 8.1/10 | 7.7/10 | 8.2/10 | 7.6/10 | 8.4/10 | 8.4/10 | 7.9/10 | 7/10 | 7.9/10 | 7.2/10 | 7.8/10 | 8/10 | 7.7/10 | 7.3/10 | 8/10 | 8.1/10 | 7.6/10 | 8.3/10 | 7.6/10 | 7.4/10 | 7.8/10 | 8/10 |
| Value | 8/10 | 8/10 | 8.2/10 | 7.8/10 | 8/10 | 8/10 | 7.8/10 | 7.4/10 | 7.9/10 | 7.6/10 | 7.8/10 | 7.9/10 | 7.7/10 | 7.6/10 | 7.9/10 | 8/10 | 8/10 | 8.1/10 | 7.7/10 | 7.8/10 | 7.9/10 | 8/10 |
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