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Car insurers

Browse every car insurer we cover. Use this as a shortlist, not a final answer: the exact plan wording still decides whether the policy is good for you.

Use this page like a filter

1

Cashless garages

First confirm the insurer is practical for your city and car insurance.

2

IDV and add-ons

Then check the boring limits that usually cause claim surprises.

3

Price last

A cheap policy with painful limits is not actually cheap.

Quick read

Strong claim score9/22
Best useShortlist, then compare plans

Scores help you avoid obvious mismatches. They do not replace checking IDV, deductibles, add-ons, cashless garages, and claim paperwork.

Every insurer we cover

Rank1

Score

8.1/10

Bajaj Car Insurance

Strong all-round shortlist for buyers who want digital purchase and broad add-on choices.

8.1/10 claims

Best for

digital-buyers, new-cars

Policy type

Comprehensive / OD

Watch out

Workshop experience can vary by city

Rank2

Score

7.7/10

Chola MS Car Insurance

Practical option for value-led buyers who want a known general insurer beyond the largest brands.

7.7/10 claims

Best for

value-seekers, renewals

Policy type

Comprehensive / OD

Watch out

Digital experience may not feel as polished

Rank3

Score

8.4/10

Digit Car Insurance

Digital-friendly car insurance contender with a simple buying experience and useful add-ons.

8.2/10 claims

Best for

digital-buyers, young-drivers

Policy type

Comprehensive / OD

Watch out

Cashless workshop comfort still needs city-level checking

Rank4

Score

7.6/10

Future Generali Car Insurance

Useful mid-market option when garage access and premium are both acceptable in your city.

7.6/10 claims

Best for

standard-cars, renewals

Policy type

Comprehensive / OD

Watch out

Check local cashless garages before buying

Rank5

Score

8.5/10

HDFC Ergo Car Insurance

Premium mainstream pick with strong brand trust, digital servicing, and broad car insurance relevance.

8.4/10 claims

Best for

new-cars, families

Policy type

Comprehensive / OD

Watch out

May not be the cheapest quote

Rank6

Score

8.5/10

ICICI Lombard Car Insurance

Large private insurer with strong brand trust and a serious car insurance service footprint.

8.4/10 claims

Best for

new-cars, urban-drivers

Policy type

Comprehensive / OD

Watch out

Premium may be higher than smaller insurers

Rank7

Score

7.8/10

IFFCO Tokio Car Insurance

Balanced general insurer for buyers who want a recognized brand and sensible standard coverage.

7.9/10 claims

Best for

standard-cars, families

Policy type

Comprehensive / OD

Watch out

Digital journey may feel less modern

Rank8

Score

7.1/10

IndusInd General Car Insurance

Emerging comparison option; check product wording, servicing depth, and claim workflow carefully.

7/10 claims

Best for

comparison-shoppers, price-checks

Policy type

Comprehensive / OD

Watch out

Service footprint should be verified

Rank9

Score

7.9/10

Liberty Car Insurance

Solid private insurer for owners comparing comprehensive cover with practical add-ons.

7.9/10 claims

Best for

add-on-buyers, renewals

Policy type

Comprehensive / OD

Watch out

Local garage access is the key check

Rank10

Score

7.2/10

Magma Car Insurance

Price-sensitive comparison option for standard cars, with extra attention needed on service reach.

7.2/10 claims

Best for

budget-buyers, older-cars

Policy type

Comprehensive / OD

Watch out

Check servicing and claims reputation locally

Rank11

Score

7.7/10

National Car Insurance

Public-sector option for buyers who prefer government-owned insurers and broad legacy reach.

7.8/10 claims

Best for

public-sector-buyers, older-cars

Policy type

Comprehensive / OD

Watch out

Digital experience may lag private insurers

Rank12

Score

8/10

New India Assurance Car Insurance

Large public-sector insurer with strong legacy reach and practical renewal relevance.

8/10 claims

Best for

public-sector-buyers, wide-reach

Policy type

Comprehensive / OD

Watch out

Digital servicing can feel slower

Rank13

Score

7.6/10

Oriental Car Insurance

Legacy public-sector insurer that can work for straightforward car insurance needs.

7.7/10 claims

Best for

public-sector-buyers, standard-cars

Policy type

Comprehensive / OD

Watch out

Digital journey may not be the fastest

Rank14

Score

7.3/10

Raheja QBE Car Insurance

Niche private insurer to compare when premium and repair-network access are both attractive.

7.3/10 claims

Best for

comparison-shoppers, budget-buyers

Policy type

Comprehensive / OD

Watch out

Lower brand recall

Rank15

Score

8/10

Royal Sundaram Car Insurance

Strong private insurer for buyers who want a stable motor insurance name with useful add-ons.

8/10 claims

Best for

families, renewals

Policy type

Comprehensive / OD

Watch out

Premium should be compared closely

Rank16

Score

8.2/10

SBI Car Insurance

Trusted brand-led option for buyers who want mainstream servicing and strong distribution reach.

8.1/10 claims

Best for

brand-trust, families

Policy type

Comprehensive / OD

Watch out

Not always the lowest premium

Rank17

Score

7.6/10

Shriram Car Insurance

Value-oriented option with relevance for renewals, older cars, and practical premium control.

7.6/10 claims

Best for

older-cars, budget-buyers

Policy type

Comprehensive / OD

Watch out

May not be the first pick for premium cars

Rank18

Score

8.4/10

Tata AIG Car Insurance

Top-tier shortlist for comprehensive car insurance, especially when add-on strength matters.

8.3/10 claims

Best for

new-cars, add-on-buyers

Policy type

Comprehensive / OD

Watch out

Premium can be higher

Rank19

Score

7.5/10

United India Car Insurance

Public-sector insurer for buyers who value legacy presence over a slick digital flow.

7.6/10 claims

Best for

public-sector-buyers, standard-cars

Policy type

Comprehensive / OD

Watch out

Digital service may be less convenient

Rank20

Score

7.4/10

Universal Sompo Car Insurance

Useful alternative quote for owners who want standard coverage at a fair premium.

7.4/10 claims

Best for

comparison-shoppers, renewals

Policy type

Comprehensive / OD

Watch out

Lower recall than top private insurers

Rank21

Score

7.8/10

ZUNO Car Insurance

Modernized private insurer option for buyers comparing digital service and value.

7.8/10 claims

Best for

digital-buyers, renewals

Policy type

Comprehensive / OD

Watch out

Check garage access locally

Rank22

Score

8.1/10

Zurich Kotak Car Insurance

Strong private insurer shortlist combining Kotak's Indian footprint with Zurich's global insurance backing.

8/10 claims

Best for

brand-trust, new-cars

Policy type

Comprehensive / OD

Watch out

Check current network after brand transition

Fast comparison

Auto Insurance insurer comparison
CriteriaBajaj Car InsuranceChola MS Car InsuranceDigit Car InsuranceFuture Generali Car InsuranceHDFC Ergo Car InsuranceICICI Lombard Car InsuranceIFFCO Tokio Car InsuranceIndusInd General Car InsuranceLiberty Car InsuranceMagma Car InsuranceNational Car InsuranceNew India Assurance Car InsuranceOriental Car InsuranceRaheja QBE Car InsuranceRoyal Sundaram Car InsuranceSBI Car InsuranceShriram Car InsuranceTata AIG Car InsuranceUnited India Car InsuranceUniversal Sompo Car InsuranceZUNO Car InsuranceZurich Kotak Car Insurance
Overall score8.1/107.7/108.4/107.6/108.5/108.5/107.8/107.1/107.9/107.2/107.7/108/107.6/107.3/108/108.2/107.6/108.4/107.5/107.4/107.8/108.1/10
Claim settlement8.1/107.7/108.2/107.6/108.4/108.4/107.9/107/107.9/107.2/107.8/108/107.7/107.3/108/108.1/107.6/108.3/107.6/107.4/107.8/108/10
Value8/108/108.2/107.8/108/108/107.8/107.4/107.9/107.6/107.8/107.9/107.7/107.6/107.9/108/108/108.1/107.7/107.8/107.9/108/10

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