Glossary

OPD Cover

Cover for doctor visits, tests and medicines without hospital admission.

OPD (out-patient department) treatment is a consultation or treatment without admission as an in-patient or day care patient. Most base health plans exclude it; it is sold as a capped add-on or a small built-in allowance.

Related guides

OPD cover in health insurance →Day care treatment →ICICI Lombard Elevate plan details →

More glossary terms

Deductible Co-payment (Co-pay)IDV (Insured Declared Value)No Claim Bonus (NCB)Claim Settlement Ratio (CSR)Incurred Claim Ratio (ICR)

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