Glossary
Portability
Moving your health policy to another insurer and keeping waiting-period credit.
Portability lets you switch insurers at renewal and carry over credit for waiting periods already served on pre-existing diseases and specific illnesses. Apply before renewal and disclose your health history again.
Related guides
More glossary terms
DeductibleCo-payment (Co-pay)IDV (Insured Declared Value)No Claim Bonus (NCB)Claim Settlement Ratio (CSR)Incurred Claim Ratio (ICR)
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