Glossary
Post-hospitalisation Expenses
Medical costs in the days after discharge, such as follow-ups and medicines.
Plans pay follow-up costs for a set window after discharge for the same condition. Many current flagships allow 180 days (HDFC ERGO Optima Secure, Care Supreme, Niva Bupa ReAssure 3.0); Star Comprehensive allows 90.
Related guides
More glossary terms
DeductibleCo-payment (Co-pay)IDV (Insured Declared Value)No Claim Bonus (NCB)Claim Settlement Ratio (CSR)Incurred Claim Ratio (ICR)
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