Glossary
Restoration Benefit
Refills your sum insured if it runs out during the policy year.
Restoration (or refill) reinstates your sum insured after it is exhausted in a year, so a second hospitalisation is still covered. Read whether it applies to the same illness or only a new one, since rules vary by plan.
Related guides
More glossary terms
DeductibleCo-payment (Co-pay)IDV (Insured Declared Value)No Claim Bonus (NCB)Claim Settlement Ratio (CSR)Incurred Claim Ratio (ICR)
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